Post by Solus Hospes on Dec 15, 2011 9:24:15 GMT -5
From the tenth GA:
Please post example letters/calls here as well as any open discussion on Foreclosure or suggestions on actionable measures we can take.
Proposals:
Proposal: “County Tax Collectors are not following FL statutes (197.344) or Administrative code (12D-13.021). I propose that everyone request a copy of ‘written’ requests for original tax statements by financial institutions.”
Concerns: Apparently most if not all county tax collectors are not in compliance with the Florida Statues of the FAC. None of the requests for “original tax statements” are “in writing”. None have an affirmative statement that they ARE the mortgagee. Neither will the tax collector permit anyone to receive the “original tax statements” when a request is made by a “financial institution,” whereas the law states that if receiving multiple requests, the “original tax statement” goes to the home owner and the financial institutions are notified why.
Consensus: PASSED: It’s suggested you send this request via certified mail (We will be adding a forum and linking it to the foreclosure page on the website as an example of an actionable item as soon as we can.)
Read more from the Tenth GA: occupymelbournefl.proboards.com/index.cgi?action=display&board=gamin&thread=149&page=1#ixzz1gc3ur5Q1
Proposal: “County Tax Collectors are not following FL statutes (197.344) or Administrative code (12D-13.021). I propose that everyone request a copy of ‘written’ requests for original tax statements by financial institutions.”
Concerns: Apparently most if not all county tax collectors are not in compliance with the Florida Statues of the FAC. None of the requests for “original tax statements” are “in writing”. None have an affirmative statement that they ARE the mortgagee. Neither will the tax collector permit anyone to receive the “original tax statements” when a request is made by a “financial institution,” whereas the law states that if receiving multiple requests, the “original tax statement” goes to the home owner and the financial institutions are notified why.
- Why is this important? It is the wholesale deliberate lawbreaking by government agencies to facilitate smooth processes for the ‘ban ks.’ The ‘bank’ collects the money from you over a year in advance and does not pay interest on the ‘escrow account.’ There is a provision for homeowners to pay taxes over year due, but this ‘right’ is denied when ‘banks’ pay the taxes.
- Prior to initiating any legal action what could be done is for anyone who has a financial institution paying escrow to write the tax collector and ask for a copy of the written request from the institution. NOTICE- They must be a “lienholder” a “mortgagee” no mention of just being a servicer.
- You can ask: “Who requested my original tax statement and can I get a copy.” This will let them know that we know what they are doing and we are making others aware of it so we can remind the Tax Collector of their jobs and the Statutes which govern them.
- Think the reason they can’t answer who made the request is because they don’t know. It’s not that they’re lying but that they don’t have a clue. It’s probably been torn up because thousands of people have bought an interest on that note.
- Back to the proposal specifically, “ask the tax collector for the original written request from the financial institution to get the original tax bill on my property.”
Consensus: PASSED: It’s suggested you send this request via certified mail (We will be adding a forum and linking it to the foreclosure page on the website as an example of an actionable item as soon as we can.)
Read more from the Tenth GA: occupymelbournefl.proboards.com/index.cgi?action=display&board=gamin&thread=149&page=1#ixzz1gc3ur5Q1
Please post example letters/calls here as well as any open discussion on Foreclosure or suggestions on actionable measures we can take.